Most people like the idea of making Regular Savings thus having money put aside for the future, whether it's to pay for children to go to university, a dream holiday or to make life easier in retirement. But not everybody has large sums of money to invest. For most people it is possible to set a little aside each month and even modest sums saved regularly can generate excellent returns over the medium to long term.

There are plenty of options open to investors wanting to tuck away some money each month. For risk-averse investors there are dozens of bank and building society accounts to choose from, as well as friendly society bonds. Investors wanting to take more of a gamble could opt for a collective investment, such as an Open-Ended Investment Company (OEIC), investment trust or an equity ISA.

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